Check the address
- Look at the full domain, not just the logo
- Government sites in the US end in .gov
- Watch for extra words or swapped letters
Check the message
- Urgency and threats are red flags
- Requests for gift cards or crypto are scams
- Real offices let you call them back on a public number
When in doubt
Don't click. Type the official address yourself or call the number on the back of your card.